There are a few moments as exciting as watching one of my clients walk into their new home for the first time. As your eyes light up, I know all of my hard work, guidance and support has paid off.
This is why I love my career and what I ultimately wish for you. So, let's begin our amazing adventure today. After all, opportunity is knocking and it's time you answered it at your front door.

I cannot wait to be by your side every step of the way.

Analyze your needs:
in our first consultation, I'll sit down with you to determine your needs, wants and goals, while offering my personal industry expertise.

Qualifications:

Meeting with a mortgage broker to go over your financials, and understanding your purchasing power.

Tour Properties:
Vetting every possible home option for you, even expired listings or the ones not listed on the market yet.

Present Offers:
After going through the elimination process, and we find the right home for you, we will submit an official offer negotiating the best terms and conditions possible for you.

Escrow Process:
With your offer accepted, we enter a 30-45 days escrow period. While your lender works on getting your loan fully approved and funded, we will complete all our property inspections, and investigations reviewing all seller's disclosures.

Get your new home keys:
After experiencing an smooth process, and a great experience working with me, I get to hand you your keys. Now is time for you and your family to start building new memories in this home.

Thank you for your trust, thank you for your business

In the world of investments the bottom line is ROI. Understanding the perspective of the investor, is what allows me to search and analyze real estate deals, carefully select the ones that will bring a decent return with low or no risk at all. Whether is residential, comercial, multi-family, to a big development project, I utilize reliable resources to study every deal, and guide you through the process. Strating with a careful review of the financial projections in every deal, then calculating expenses, cost , risk level and reliable local market data. A complete forecast of estimated net profit is then developed. I have the access to private lenders, hard-money, and capital which can assist you as you structure your next investment deal.

The costs you will face when buying real estate in California. Let's take the example of a $1 million dollar home:

💎 If you take a house in mortgage, your down payment will vary from 4.5% to 30%, depending on what taxes you have shown in America, whether you are a "first time home buyer" (first time home buyer - 4.5%) or you make a purchase being a citizen of another country (mortgage for foreigners) - about 30%.
The standard down payment is 20% of the value of the house - in our case $200k.

💎 Inspections that you carry out in the house: general home inspector - $400-$500 per inspection, he in turn advises which inspections should be carried out in more detail: inspection of electrical wiring, inspection for mold, inspection for termites, inspection of the roof, inspection of the central air conditioning system. Each specialized one will cost about $300-$400. The older the building, the more problems it may have, the more inspections you need to do.
💎 Mandatory real estate appraisal (appraisal) to get a mortgage - $900-$1100

💎 Title Company - real estate registration is approximately $1700-$2000. This amount includes title lender's insurance, in case of any lawsuits, they will not affect you. And also you immediately pay taxes on the house for the next quarter - about $4000.

💎 Home insurance - about $1000 - 1200 a year. You have to pay it right away.

💎 Escrow is an independent company that the buy/sell transaction goes through, the cost is paid in half to the seller. Buyer will pay about $2500 for escrow + notarized signatures - about $250.

💎 Closing costs - the amount you pay to the lender to close the deal - for the mortgage. This amount varies and will be about 1-2% of the transaction amount. In our case, $10,000. You do not pay closing costs if you buy the property without a mortgage. Also you do not pay this amount if you go for FHA program (2 years of good taxes, 2 years of credit history).

💎 You don't pay realtor fees when you buy, the seller of the house does.

The first questions to ask when looking at real estate in America:

If it is a apartment/townhouse:

💎 What is the HOA fee (monthly payment to the homeowners organization) and what does it cover?

💎 How much do they have in reserves?

💎 How many parking spaces come with the condo?

💎 Are there any assessments (landlord's debts for any repairs that have been made to the building)?

💎 Is this a normal purchase contract? Or does the seller need a leaseback on the same premises? Is the sale contingent on him finding a new property?

💎 Does the garage have extra storage space?

💎 Does the house have common areas (pool, spa, office)?

If it is aprivate home: 🏡

💎 Is everything built on the lot with permits (garage, guest house, pool, all bedrooms)?

💎 When was the last time the seller made any updates to the home?

💎 How old is the roof? (If the roof needs to be replaced - this could cost around 30K - 50K)

💎 What is the zoning of this property? (LAR1, LAR1,5, ets) The zoning of the lot means how many units with a separate address you can add to the main house.